Top 10 car insurance companies in the USA

 Top 10 car insurance companies in the USA

1. USAA

4.3 Rating

USAA is that the most effective underwriter in our ratings. in step with our 2022 survey, USAA customers report the best possible level of customer satisfaction and are presumably to renew their policies and recommend USAA to other drivers. USAA also has the lowest rates in our study, beating the national average by 35%.

USAA insurance products, including auto, homeowners, and renters policies, are only available to members of the military community. As such, not all drivers are visiting eligible for coverage through this insurer.

2. State Farm

4.2 Rating

State Farm is not any. 2 in our rating and has above-average scores in each of our subratings including Claims Handling and Customer Loyalty. It also did well in our Cheapest car insurance Companies of 2022 rating. Its average premiums for drivers with but pristine driving records were the underside in our rating for those unable to induce a policy from USAA.

3. Farmers

4.1 Rating

Farmers tied for No. 1 in our ratings for Claims Handling and for No. 2 in Customer Service. It also ties for No. 2 in Customer Loyalty. Where Farmers didn’t perform still was presumably to Renewed where its score of 4.0 is below the category average of 4.2.

4. Nationwide

4.1 Rating

Nationwide moved up two spots since our 2021 analysis, tying for the No. 3 spot. Nationwide has the second-highest scores in our Customer Loyalty and presumably to be Recommended sub ratings and above-average scores in each of the alternative subratings categories. Nationwide also has below-average rates for some drivers, especially those with an honest driving record or poor credit.

5. Geico

4.1 Rating

In the No. 3 spot of this year’s rating is Geico with average scores across the board in categories like Customer Service, Claims Handling, and Customer Loyalty. Where it stands out is in its premiums, which earn it the No. 2 spot in our rating of the foremost affordable insurance Companies of 2022. Its rates are just behind top-rated USAA for teen and senior drivers still as those with poor credit.

6. Allstate

4.0 Rating

Allstate climbed three spots this year, moving from No. 9 to No. 6. it's slightly below-average scores for several of our sub-ratings, but that didn’t stop it from taking the No. 4 spot in our possibility be Recommended sub-rating category. Compared to other insurers in our analysis, Allstate’s rates are a variety of the highest, but some drivers, like those with a speeding violation, may find Allstate’s rates to be somewhat competitive.

7. Travelers

4.0 Rating

Travelers also had some upward movement this year, moving up two spots and tying for the No. 6 position. Travelers’ customer service score is below seven other insurers in our analysis, but it takes the No. 1 spot in our Claims Handling sub rating category and also the No. 3 spot for several Likely to Be Renewed categories. Travelers also receive an above-average score for policy renewal and offer premiums that are typically below the national average.

8. Progressive

3.9 Rating

Progressive takes the No. 8 spot in our analysis. Overall, customers are generally satisfied with the convenience of opening a policy, but Progressive places last in our greatest for Customer Loyalty category and have below-average scores in every other sub rating in our survey. Progressive customers also report being less likely to renew their policy or recommend the insurer to other drivers. However, persons with a DUI could even be able to unlock savings with Progressive. Its rates for those drivers are among the bottom in our study.

9. AAA

3.9 Rating

AAA is now to our greatest insurance Company rating, and it ties with Progressive for the No. 8 spot. Its scores are below average in each category we analyzed. It does, however, take the No. 6 spot in our possibility to be Renewed subtracting, beating Allstate, Farmers, Progressive, and American Family. AAA also has the most effective average premiums in our study, but drivers considering AAA should get a quote to determine if their individual rate is more competitive.

10. American Family

3.7 Rating

American Family dropped four spots this year and ranks No. 10 in our analysis. Its scores are the underside in most sub-rating categories, though American Family includes a rather higher score than Progressive in our greatest for Customer Loyalty category. Despite low scores, American Family does offer competitive rates for some drivers, especially teen drivers, drivers with poor credit, and drivers with an accident or DUI on their record